Occult & Mysticism.

Astrology, Palmistry, Numerology, Tarot, and a whole lot of other occult sciences are used to “predict” the future. The quest to know what lies ahead is more prevalent now than ever. Even though it has always existed in all cultures and across continents, the yearning to know what lies ahead is gaining momentum – much more than ever. Consequently it has been a catalyst in creating a vocational Industry in itself. The soothsayers might have never had the going so good. The more your yearn to know about what lies ahead, the more you make the essence of living life a pain. The beauty of life is in living each day as it happens, and not by trying to stay ahead. This can never be done as it is absolutely impossible to “predict” to the point as to what is going to happen. Anyway even if it is predicted, there is no way it will happen without making the requisite effort.

The key to success now is to maintain focus, keep a sense reality and, most importantly, plan all of your moves carefully and strategically.

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MSME’s : Wither to?

India houses more than 63 million MSME’s contributing 29 percent of the GDP, 45 percent of Industrial Production, providing employment to millions of Indians. However, it has always been beset by inherent issues which unfortunately has largely remained unattended to. Despite a dedicated Ministry setup by the Government there still remains a huge gap between the cup and the lip. The most unique challenge that MSME’s endure is access to low cost capital. This despite having dedicated channels like SIDBI in existence. Authenticated reports estimates that the credit gap for MSME’s stand at approximately INR 15 lakh crore. And with the advent of technological advances, initiatives like GST and the formalization of the economy, the back of this sector is already at a capacity stretch. Only 20 percent of the MSME’s are being financed by the formal banking system, that leaves the rest 80 percent to scrounge for “finances” from the informal sector at atrocious rates of interest. This lack of adequate access to timely and affordable credit continues to remain one of the sector’s biggest challenges, restricting its growth and future potential. There has been some initiatives led by the Government like the 59-minute loan, co-organisation between banks and NBFC’s for affordable credit, however despite these initiatives being laudable at a macro level, it still leave a huge gap at the micro level, as it does not translate into anything.

 

The dream of growth and pushing the GDP to get to 5 trillion, with a budding young India and initiatives like start-up India, pushing the young Indians to explore avenues of entrepreneurship & self-employment, the Government needs to step up its act and ensure that the hand holding translates to grass root level. The hand holding has to be more visible. There is no other way around the crisis of employment, and it is only logical to push entrepreneurship and self-employment. The large businesses may only contribute just as much to this 5 trillion target, than the 30 percent sector which can be pushed to clamour and contribute as much as possible – and it can. This is the only way that a young vibrant India having 70 percent of able bodied under thirty raring to go population can take us to the finish line.

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Amma – An Epitaph

My Mother (Amma) left for her heavenly abode on 14 Jan 2020. She expired a couple of Months short of her 78th birthday. The eventuality of life is Death. However, when the person who goes is your parent, especially the one who gave birth to you, it leaves you numb. I have always wondered in my own private moments as to how I would react when this day finally arrives. So when I received the call from my sister on 14th Jan 2020 at around 20.50h, I just did not know what to do. The finality strikes in different forms of rather overwhelming deluge of emotions. I don’t know about how everyone else feel when they have to bid final good bye to their Mothers, for me personally time just stood still. She was one of the most modest and docile human being I have ever known.  A very private person who absorbed everything without any qualms. She always concealed her tears and shared only her smiles. Taking care of me and my sister with unconditional love & attention.

Today, she departed for her heavenly abode and suddenly I feel a huge void and remorse. All the memories starts playing as in a flashback. And when you lift the lifeless form to be kept on the funeral pyre before her mortal lifeless body is consumed by fire, it is indeed a feeling of mixed emotions.

Today I have lost my Mother. I loved her -unconditionally, and so did She. May her noble soul rest in peace. Her love will light the way, her memory will be forever with us. And the flights of angels sing thee to thy rest. She will always be with us…in our hearts, in our memories, in our lives. Will miss you, Amma.

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I Wonder…

I Wonder…

The recent stand off between the Drivers of Ola & Uber and ride hailing aggregator, I feel is just the precursor of things to unveil over the next couple of years. Take the Taxi Aggregators for instance who have splurged “investor” funds to “capture” the market by paying/promising to pay “high” entrepreneurship value to the drivers while giving the customer dirt cheap rides.

I feel that both Ola & Uber will face rough weather. Unless their “Investors” agree to increase the waiting period and dump more cash to burn we are in for a stand off. It is going to be a classic “Catch-22”. Indian Customers do not like to pay more than what they get used to and the “false” promises made to Drivers that they can earn more than ₹80000/- per month none of which will be a long term reality.

The murmurs of dissent has already started at both the Drivers & Customer end. Ola & Uber will definitely have to increase their share if they have to catch the break-even band-wagon. It would be interesting to see what strategy these Companies are going to adopt. Some promoters were smart and were able to exit and are laughing their way to the bank. But would all the Tech Startup entrepreneurs be able to do so. That remains to be seen…something sometime is going to crack…

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Success as an Entrepreneur!!!

The grass on the other side is always greener. Is it genuinely green or is it actually an illusion. I ventured out long time back, and can’t really say that it has turned green, even though like the salt and pepper hair that I have now, it does seem to be interspersed with some green. And mind you I have spent some 21 years tending to it. A lot of ex-employees who were at one point associated with me did jump into the sea of entrepreneurship. I am not aware of how they fared in their endeavor and whether for them it turned greener almost instantaneously. One thing is however very certain, those who feel that entrepreneurship is indeed a get-rich-quick scheme are headed for a disaster. I meet so many people who rattle out the road map, get funded, create valuation and bring out an IPO / get acquired and then walk away with tons and tons of money. A select few hit par dirt and which triggered this berserk stampede. That is why today we find that 90% of startups are failing.

Anyone who aspires to be an entrepreneur should have a burning desire to achieve success. And it has a long gestation time and the budding entrepreneur has to be prepared for the long waiting period during which the test would be severe and relentless. How does an Olympian win the Medal that he/she aspires for. There is no short cuts here.

You need to have a vision, ascertain the “WHY” factor and start small. Let the light far off be burning even though dim from afar. If Birbal could find warmth from the candle burning miles away then surely you can keep the desire burning till you reach your goal. Mistakes, aplenty are inevitable. But with each mistake the resolve should keep getting stronger. Never give up in the face of adversity. The situation will change eventually. The fire in the belly should remain burning. Perseverance and willingness to work hard. If you choose to be an entrepreneur then you have to choose to sacrifice a lot of other things.

Your enterprise is your baby. Be proud of it. Never be dazzled with what is around you. A very senior person who apparently wanted to help me in fund raising, remarked to me recently about the location of my Office. It is my Office and I am proud of it. I am the “employer”, and if employees do not want to compromise and have their own locational preferences then it is their own restricted mindset and I cannot help it. Whoever heard of a well walking up to a thirsty person!! But then you can provide Value addition. I keep meeting so many advisors and consultants who are full of suggestions. It makes me wonder, if they know so much and have such clarity, what are they sitting on the opposite side!!

I have built a goodwill by practicing integrity. And this has definitely resulted in a very positive retention of Customers. The Customers should not stop believing in your Venture. Never take them for granted. You exist only because of them and it can never be the other way round. If our reputation and integrity exceeds expectation then Customers will be willing to be associated with you regardless of the cost. It will not matter if you are more expensive.

When you embarked on your entrepreneurial journey, was it a “risk” or a “gamble”. Just like success is never guaranteed, failure does not mean the end. Nothing is final. At one point, I went on to scale heights and in the very next year my business had plummeted. The slide could be stopped only recently and have again regained the upward momentum. Entrepreneurship has its flips and flops. Never be discouraged. If you do not give up, there is nothing that can stop you from succeeding…a true life story.

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Ammachi – an epitaph.

Today my Ammachi expired. She was a spinster. Even though She never had children born out of her womb, She was a mother for all of us. Right from the moment we were born (i.e. me and each of my cousins & sister on my Mother’s side of the family) She became our surrogate mother. Taking care of us with unconditional love & attention. So much so that right from the moment any of her sisters or sister-in-law were wheeled into the labour room, she would automatically assume charge and take complete control of all activities.

Today, she departed for her heavenly abode and suddenly I feel a huge void and remorse. Even though I have been away from her for quite some time, I still vividly remember her bringing me biscuits every day whenever I was visiting Kerala during my formative years. This she became my “bicchi ammachi”.

Today I have lost my second Mother. I loved her -unconditionally, and I am sure so did all my cousins. May her noble soul rest in peace. We will miss you, Ammachi.

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I Wonder…

What did Moti Lal Nehru do? What did Jawahar Lal Nehru do? What did Indira Gandhi do? What did Sanjay Gandhi do? What did Rajiv Gandhi do? I seriously wonder as to what did these illuminaries actually do for this Country? Other than being part of a family which has over the last few decades been successful in creating a dynasty – a filthy rich and powerful dynasty. MLN or whatever his credentials were, must be a rather peaceful soul. The seeds which were sown by him in collusion with the British has borne fruits. I write this not because I have anything personal against them, or for the fact that these names spring up on all major roads, prominent buildings, major airports, almost every where in every state. We should rather thank our stars that we have so far been spared a Soniapath instead of Janpath or a Rahul Gandhi Nagar or Priyanka Vihar. When I try to garner information about them, their achievements does not befit the adulation and position or pedestal on which they are placed. Only thing I can summarize is a lineage of dynastic rule. I have often wondered why was Nehru never seen on the streets at the head of a violent protest march and being injured like Lala Lajpat Rai or a Patel. He was almost always closeted with the British dressed in his impeccable tunic complete with the customary rose, holding closed room discussions, when not sitting in his comfortable cell in any of the better prisons of the Country. There are so many people in this great Country who have “actually” contributed so much, so very much since civilisation began, but unfortunately their names remain hidden beneath the rubble of time, or buried in text books. The “fighters” who actually fought, rather than raise feeble protest and spend their time in the safety of the various prisons in the Country. I even dare to question the judgement of the Father. However, if history is the witness all dynasties have at some point ended – always.

The real men who fought for the freedom did not go to prison and save their skin. They confronted and laid down their lives happily. Even if they did go to prison they did not find time to write books or long letters to progeny, but were sent to the gallows to be martyred. The British played a very shrewd game and they actually masqueraded and scripted a fine script which will see them returning to take hold of one of their darling colonies back into its fold. All the “actors” for this play were very carefully chosen and each played their part to perfection. Only they did not envisage the hiccups that changed the course of history and hence the well written script got disrupted.

Here we have some, albeit a small group beginning to take up cudgels on our behalf. Narendra Modi, AAP, and recently a small bunch of ex-IITians. Will the people who hold the strings in this puppet folk dance allow these crusaders to succeed? It is just under 5 years and it is making everyone who oppose any such change in script very very uncomfortable. Questions are being raised as to what they have been able to achieve…seriously in 5 years what change can be evident unless we are all living in the World of J.K.Rowling and have studied in Hogwarts. We have been so patient with the others, and we expect everything to be put right in a short span or else we are ready to brand them as incompetent. I grew up in Delhi, and have seen the condition of the Government Schools…if we go around Delhi now there is such a marked improvement in the primary education in Delhi. Not much but enough to understand that we are on the right track For the first time schools are being run like it should be – as Schools. Also the Primary Health Care is showing a marked improvement. Five years back wherever we on the World forum, In all photographs we could barely catch a glimpse of the blue turban (thank God for small mercies) lurking somewhere in the corner. Today when I look at the pictures we find a silver haired bearded gentleman in full bloom, impeccably and stylishly attired (and why not) at the epicentre of every gathering. All my life I have always been the onlooker and we always try to surround the most important person in the room and stand there gaping or the smarter audience, asking relevant or irrelevant questions. We have come a long way, even if it has been just 4-5 years. There is a perceptive change in the way the World looks at us now. What we say matters and our opinion id not shrugged aside. I just hope that we do not lose hope and trust in the power of the common man. (Also if possible confiscate the passport of one particular masquerader of a politician as he can undo all the good work that has been done) This is not political by any standard, as I personally do not endorse the politician…to be continued.

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The Story of a Valiant Indian…

An interesting story from our Army, which maybe few would know about…….as forwarded by Brig. V.D.Nishandar (My first Commanding Officer)

The story of Birba. The man who was awarded twice on Republic day including the highest gallantry awardbut is still unknown.

Bir Bahadur Gurung was a young well built lad not yet into his teens. He lived with his family on the banks of the Brahmaputra in Upper Assam, in a thatched roof hut.

Bir Bahadur Gurung was fondly called Birba by his family and friends. Needless to say, Birba was a strong swimmer. He also climbed nearby hills with the agility and sure footedness of a mountain goat.

One day, Birba and his friends were lounging

on the banks of the river. Birba saw a passenger ferry sail down stream, &which in Birba’s own words seemed to be ” walking like a drunken man “.

Birba barked a few instructions to his friends to get ropes and jumped into the water. For the next hour or so Birba was in water, saving as many as he could from the ferry , that had now capsized.He came out of the water only after Army rescue teams arrived.

For his act of exceptional bravery, Birba recieved the President’s Bravery Award given to children on Republic Day..On R- Day, Birba rode the  back of an elephant down Rajpath, waving excitedly to cheering crowds.

Fourteen years later, Lance Naik Bir Bahadur Gurung and his team of crack Commandos scaled a vertical cliff all through the night to catch the enemy by surprise at dawn. During the firefight, Birba was mortally injured, but he contnued to fight on and breathed his last only after all the enemy had been eliminated and the Tricolour fluttered atop the peak. The detailed planning and flawless execution of the capture of “Peak Tololing” during the Kargil war is the stuff that legends are made of. Cadets in military academies around the world study this military operation in great detail. Many cadets have submitted dissertations on Birba as a part of their study program. “The Life And Times Of Birba” is a lesson that eighth grade children learn in schools across Canada –as a part of their English Language curriculum.

Once again Birba’s name was called on a Republic Day. His widowed wife walked up to the President to recieve the Param Vir Chakra.

Back home in Upper Assam, an approximately forty year old woman blows through a pipe  to revive the dying embers of the fire in the “chullah”. She lives in a thatched roof hut along with her aged in laws and an old aunt. The arresting feature of the hut is a framed colour photograph of Birba with two medals garlanding it. The woman keeps her body and soul together by working as a domestic help in a few houses in the nearby Oil town. All this whilst pot bellied men with oily smiles zoom around town in their latest SUVs.

Fortunately, Birba’s only son — now a teenager has been picked up by Birba’s old Regiment, the Assam Regiment–where he is now a recruit.

My friends , this is the story of a genuinely great Indian. Unfortunately, he will never be even a footnote in our history books though many other “”genuinely great Indians”” like numerous scam tainted will be talked of for years to come. There will never be a Birba Road anywhere or a Birba Statue in the middle of a “Chow rasta”. Such privileges are for people who sell their souls –and our motherland to the highest bidder.

Sharing the story is the least you can do for Birba.

Credits. Maj Gen Harsh Kakar .

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The Past…

I keep telling myself to try and forget the past. Yes when I look back I have indeed made a lot of mistakes, and some very expensive and costly mistakes, so horrible that I kick myself everyday, curse myself more vociferously than what “Job” might have lamented in grief. I wonder on what might have been only “IF”, and knowing fully well that there is nothing I can do now or ever in the future to change any of it anyway. But still I live to regret the past, the lost opportunities, the paranoia, the sickening feeling in the gut. Yes it is well and truly said by many wise men, do not think or live in the past. There is nothing good that can come out of this. However, do not forget to take the valuable lessons that you have learnt. Always remember that these lessons have not come for free. More often than not a heavy price has been paid, which makes it very valuable indeed. However, somewhere in the corner sits the sage who has witnessed some, assumed some and scripted some and created an epic out of all this and converts it into a folklore to be circulated and kept fresh. I too have one such fellow in my team who never lets me forget my yesteryear. And since he has been around for quite a long long time in different capacities, at every given opportunity he would burst forth whatever pent up information that he wants to spill out. At times it is like someone trying to rub salt in the wound which is beginning to dry out. He however does not do it out of any malice, it is just becoming an old wife’s tale and i suspect it will soon be a folklore at least in my setup. At least one thing I can be assured is that even if I am not remembered for anything else, I would be justify the title of Fyodor Dostoyevsky’s famous title “The Idiot”. So be it – a wise(r) Idiot nevertheless.

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I Wonder…

Rape is an ignominious act. In fact there are no words to describe this despicable act committed by men who to my mind are mentally deranged. And when the victim is just a small child, the chilling rage that seeps into the veins is unbearable. Parents of Children live in constant fear. Today it does not matter whether you are the parent of a little boy or girl. But I wonder why is it always that the media stays focused on the victim and never on the perpetrators of this heinous crime? In recent times it has become a rising menace in our society however, I am yet to see the perpetrator, his family, his background being paraded. It is always the “victim”, the Victim’s family who have to bear the double “ignominy” one of being the victim and second becoming the source of “pity” and scarred for life, not able to fathom as to what happened to her. The victim suffers, the family suffers, but what happens to the “man” in question? It is always the victim which becomes the epicentre and never the rapist. Why. Is it because media wants sensation; as sensation would sell? 

Like it happens in some other parts of the World, we need to make this crime punishable under public scrutiny. The rapist deserves no compassion, for him no law of the land should be applicable and the only justice that he deserves is a publicly executed death sentence which is both swift and without being allowed to hide behind the thick blanket of security of the legal system. The Constitution should get amended and the law changed and there should be swift and painful execution of sentence under such a circumstance. The only justice the “rapist” deserves is “death” since by indulging in this heinous act he has forfeited his right to live. 

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